Smart Tips For Choosing a Bankruptcy Lawyer

If you are at the point in your life where you may have to go through a bankruptcy, having an excellent bankruptcy lawyer to help you through the process is an excellent idea. However, figuring out which attorney to go to for your bankruptcy needs can be a difficult decision. If you are not quite sure where to begin your search, here are a few excellent tips that can help.

Tip #1 – Ask for Recommendations from Friends and Family

One of the best ways to find a quality bankruptcy lawyer is to ask for recommendations from friends and family members. If they have gone through a bankruptcy, then consider asking them if they could recommend someone to you. This way you have a good idea of how the attorney will perform based on their experience.

Tip #2 – Talk to Your Current Lawyer or Contact the State Bar

If you already have a lawyer for other purposes, you may want to ask if they can recommend a good attorney that deals with bankruptcies. Also, you may even want to contact the state bar in your state. They can give you some good names in your area to pursue and you can be sure that the recommendations they give you are for top quality attorneys.

Tip #3 Check to See if a Free Consultation is Offered

Before you make your decision on a bankruptcy lawyer, check to see if a free consultation is offered by the attorney. Most good attorneys are going to provide a free consultation to you to see if they can help you with the case. If they don’t, consider looking for a different lawyer.

Tip #4 Ensure you Feel Comfortable with the Lawyer

That first meeting is important. You’ll want to ensure that you feel very comfortable with the lawyer. If you are at all uncomfortable with them, then keep looking. You don’t want to have to deal with an attorney as you go through such a difficult time in your life that makes you feel uncomfortable.

Tip #5 Talk to Other Professionals

If you are new to an area, it can be that much harder to find the bankruptcy attorney you need. However, more than likely you go to a specific bank or perhaps you have found an accountant in the area. Ask other professionals about good bankruptcy lawyers to consider. Usually a banker or accountant, or even other professionals, will be able to point you in the right direction.

Tip #6 Ask Them About Their Experience

Last of all, when choosing a bankruptcy lawyer, asking them about their experience is an excellent tip. Find out how much of their practice is based around dealing with bankruptcies. You want to make sure that they have plenty of experience. If they only deal with a bankruptcy from time to time, then you may want to choose a lawyer that has more experience in this field of practice.



Legal Tips About Writing Terms and Conditions For Websites

Writing terms and conditions for websites can be a tedious task unless you are well aware of legal terminology and working. Terms and conditions are also known as the terms of contract between you and your customer that keeps both of you bound to some agreement. These agreements are very important to protect your rights, limit your liabilities and they also provide security to both the buyer and the seller.

Writing terms and conditions for websites is an easy task if you know which points to correctly incorporate in your writing. However, if they are inadequate, they might seriously hamper your business, so it is advisable you hire the best solicitors and advocates who are capable of drafting appropriate content for your website.

Most websites have some generic topics such as privacy statement, copyright instruction, contracts, complaints section and contact. Writing these conditions can be a daunting task as the merchant seller only has these statements to rely on, while the consumer has several levels of protection such as, consumer credit act, data protection act, consumer act and other regulations.

Most people think that policy and privacy statements should be boring and filled with legal jargon and that’s why they never intend to read them. However, while writing the privacy policy for a website, you must always concentrate on writing compactly in a pleasant and open manner that engages the client or customer to read out the statement. Write the statements in clear and organized manner so that it does not create any sort of confusion for you or your client. While writing the conditions, you must chalk out a detailed plan of your merchant policy. You can start by writing down the terms in which you want to treat your customers, the way you would want to deal with enquiries and complaints and the data protection rules that applies to you and the customers.

Data protection is a serious menace and you must clearly point out in your privacy policy about the customer data that you are handling, including contact details, credit card numbers, bank accounts and purchase history. You should reassure people, that their data is safe with you and that their information will not be passed on to other companies. In your terms and conditions page, you should also clarify about when and why you might contact customers as pursuing people without their consent is illegal in most countries and you must refrain from any such acts.

Finally, while supplying goods you must clearly mention that you would only be partially held responsible for the delivery time or conditions of goods and that you are following all laws and regulations of your country. International shipping and customs should also be followed and you must clearly point out the rights and liabilities of the consumer.

Writing terms and conditions for a website can be nightmare unless you get all the points covered. For numerous reasons above mentioned, it is always imperative that you hire the services of a trained advocate who has years of experience in writing flawless privacy policies. For best results you can contact Chenoy Ceil for more information about writing legal terms and conditions for websites.



Legal Tips From Lawyers

The Thai Law does not allow overseas nationals to own a property in the country. Therefore, foreigners need to analyze the legal issues that come along with owning a land. However, a foreign national can fight for his or her right for building possession different from land properties, like, condominiums.

Laws for Non-natives

An efficient lawyer in Thailand provides his or her client with effective legal solutions to buying properties. According to law of the country, a foreign national is liable to own the following properties –

• Any division in a registered Condominium.

• Registered leasehold of up to 30 long years for all sorts of entitled buildings or lands.

• A Building separated from land property

Foreign nationals cannot own a freehold land. The person also does not have the right to own more than 49 percent of the shares of a distinct company that owns a freehold land.

Procuring a Condominium

The Condominium act of Thailand allows a foreigner to own as much as 49 percent of the entire unit space of a condominium building, registered by the law. The purchaser can plea for a letter of assurance from the juristic person of Condominium who sets out the percentages of foreign ownership. Upon transfer of ownership, the foreign national can send the form to the Land Department. It is essential for a foreign buyer to bring hundred percent of the finances from overseas. The funds in foreign currency will then need a Foreign Exchange Transaction Form.

Details on Foreign exchange transaction form

The Thai bank provides this form to supply evidence of the trade to the land Department of the country. A Foreign exchange transaction form needs to evade complications because of strict currency laundering rules. It is also necessary for an exchange form to avoid remittance tax during repatriating funds. It is a matter of worry only when the foreigner sells the condominium at a later time. A foreigner can own the form at a price of 20 thousand US dollars. It is necessary for the person to specify his or her purpose behind the payment in the order form along with specifying the unit number and the name of the condominium.

Effective Solution for Foreigners

One effective way in which a foreigner can buy properties in the country of Thailand is through long-term lease option. The overseas national can get registered leasehold as they are simple and pretty straightforward and also secure. Long term leasehold structure with time and slowly become equal to freehold ownership. An individual can renew the property for two times. This extends the ownership for 90 years in total.

There are almost no issues with security as owning the building assures proper ownership rights. The lessor is not liable to own the property once the lease expires since the property has no link with the land. It is also not liable to become a subject under the Civil law of Thailand. A Lawyer can always become handy for foreign national while buying properties for the first time in Thailand. They provide effective tips and legal solutions that help the foreigners in future.



3 Tips on Picking a Good Lawyer

imagesSooner or later, you may need a lawyer to defend you. It’s easy to think that all you need to do is, go to a law firm, hire a lawyer and let him/her represent you. But it’s certainly not that simple always! Lawyers are numerous, yet picking a good lawyer only constitutes to a small number. Compound this complication with the verity that the success of your case will greatly rely on how well you choose your legal representative. So, if you’re faced with this very daunting task, you have to specifically know who you’re really looking for.

You have to understand first that you’re looking for someone with whom you can frankly discuss the legal aspects of your case. You’re not looking for a friend, companion or a shoulder to cry on. You’re aiming to have a lawyer. Therefore, do not expect personal advices and treatment to come from your lawyer. Everything is limited to business and professional relationship alone.

Now in picking a good lawyer, you must look for specific qualities and specialties. If you have marital issues and are planning to ending your relationship, a divorce attorney would be suitable for your case. If you have real estate problems, an intellectual property lawyer would be of great help. And if you have a criminal case, then you must definitely opt for a criminal defense lawyer. Know your lawyer’s specialty and it will be easier for you to narrow down your choices.

Another great consideration is in terms of payment. Choosing a good lawyer would mean a hefty professional fee. Keep in mind that lawyers are paid on an hourly basis especially those handling criminal cases and those doing a regular legal work for you. However, if you don’t have funds for these kinds of lawyers, you can always go for public defenders. Their availability may be limited, but you can still make the most out of these defenders without shedding a hefty price.

Finally, picking a good lawyer is possible by doing your own research. You can ask people you know who have been on a similar situation as yours. This way, it will be easier to find a good lawyer, and at the same time, ask more information about that specific lawyer. Also, you can be assured that you’ll be dealing with a good one as referred to you by a colleague or a person close to you.